Creditmesan Loan App 2024 : How To Apply And Get Loan From Creditmesan

You can get up to ₦100,000 instant loan when you use the Creditmesan Mobile App. Do you want an urgent loan without any collateral or paperwork? Creditmesan is your sure place to go. If you are new to this app. Follow this guide as I take you through how to apply and get a loan and all other details you need about the App.

In the current Nigerian economic situation, it is almost impossible for one to comfortably meet financial needs without opting for a loan. Getting a plan from traditional banks is always very difficult because you will be subjected to a long documentation process and collateral will be then. That is why loan apps like Creditmesan were set up. Here you can get instant loans at your comfort at any time without any collateral. Read on to see more about this app and how it works as we proceed into the details.

About Creditmesan

Creditmesan also known as 9credit is a new loan app in Nigeria that offers quick loans to individuals. Its loans are both short and long-term loans hence the customer is left to decide which package he wants to go with.

Interestingly, this loan company offers a huge loan amount at a competitive interest rate. It is an online company hence you are safe from the rigors that come with taking a long distance or standing in long queues to get a loan as it were with traditional banking systems.

The Creditmesan loan app can be accessed from all mobile devices and it has a friendly user interface that makes it easy for anyone to use it. It also has a privacy protection policy that ensures the safety of your data. Getting a loan from this company is quite easy. However, you must meet certain requirements or eligibility criteria. Read the next section to find them.

Requirements To Get A Loan From Creditmesan


To get a loan from this company, you must meet the simple requirements below.

  • The applicant must not be lower than 18 years of age.
  • You must either be a citizen of Nigeria or a permanent resident of the country.
  • You must also have a stable or regular source of income. In other words, the loan seeker must not be jobless. This is to ensure that they will be able to repay the loan at the set time.
  • The individual must have a good credit score. This can only be calculated with your previous loan history. And it is done by the company after collecting your data.
  • A good credit history: like your score, you will get a good credit history if there is no record of previous outstanding or unpaid debts. And your record must have a record of repaying loans at their due time.
  • You must have an active Nigerian bank account. This could be from any bank of your choice but the major thing is that it must be a Nigerian account. Also, this account should have an ATM that will be linked to your account with Creditmesan. Therefore the loan seeker should be prepared to link it up.
  • Lastly, a valid government ID and your Bank Verification Number are required.

How To Apply And Get A Loan From Creditmesan


Seeing that you have all the needed requirements, you can then go ahead to apply for the loan using the simple steps below.

Step 1: Download The Mobile App

The first thing to do is to get the mobile app because this is where the entire application process takes place. The Creditmesan app can be downloaded from Google Play Store and App Store for Android and iOS devices respectively. After downloading it, go ahead and click on Install.

Step 2: Create An Account.

The next thing to do before moving to the application in detail is to create an account on the app. To do this, click on the “Create account” icon and follow the prompts. Your mobile phone number will be needed here. And it is advised to use the phone number that is linked with your Bank Verification Number (BVN). This is to enable fast and easy verification. You will also provide the details of your next of kin. After this, a verification message will be sent to you to complete the account creation process.

Step 3: Apply For A Loan.

Now this is the stage where you fill out the loan application form. Here is how to go about it.

  • On your dashboard, click on “take loan
  • You will be redirected to another page where the loan application form is.
  • Click on the form and follow the prompts to enter all your required details. It is at this stage that you will enter the amount that you want to borrow.
  • After filling out the details, click on Submit to complete the process.

Step 4: Disbursement.

If you correctly fill out all the required information as described in step 3 above, the company will assess them and if qualified for the requested amount, the funds will be disbursed to your bank account in a few minutes.

How Much Can I Get From Creditmesan Loan?


The loan amount of Creditmesan is quite high because it is an individual loan. You can borrow as much as ₦100,000. The lowest amount that can be borrowed is ₦1500. It is important to note that you might not be approved for the exact amount of money that you applied for. This happens for reasons like bad credit score or credit history.

What Are The Creditmesan Loan Interest Rates?


The interest rates vary from one customer to the other. It generally depends on the individual’s credit history and the amount borrowed hence it varies from 2% to 35%. The company also gives you an Annual Percentage Rate of 66% annually.

If you fail to repay your loan at the due date, a late fee of 8.8% of your outstanding loan amount will be added. This further increases the amount of money that needs to be repaid. Therefore it is best to repay the loan at the given time.

How Long Does It Take To Repay A Creditmesan Loan?


Creditmesan gives quite a long time for every customer to pay back their loan. For every loan borrowed from them, you have a minimum of 61 days and a maximum of 180 days to pay up.

How Long Does It Take To Get A Loan From Creditmesan?


Creditmesan loans typically take less than 30 minutes. After applying for the loan, the company reviews your application immediately, and in less than 30 minutes, the funds are disbursed to your provided account number.

RELATED : Top 10 Loan Apps Without BVN

Benefits Of Using Creditmesan Loan App


The following are some reasons why you should get a loan from Creditmesan.

  • Streamlined application process.
  • 24-hour access to loans.
  • Low-interest rate
  • Competitive service charges
  • Quick disbursement of funds.
  • Availability of several repayment options.

How To Contact Creditmesan Loans


You can reach out to this organization by visiting its office at No. 60 Adeniyi Jones, Ikeja, Lagos. You can also call +234 9121540760 for further inquiries. Alternatively, send an email to Full customer support details here


Creditmesan loans make it easy to comfortably obtain a loan without going through any form of rigor. In this article, we have emphatically seen how to apply for and get a loan from this company in a few steps. We also showed you the requirements to be met before applying for a loan and other vital details about the company. I hope this was helpful.

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