Mint Loan App 2024. How To Borrow Money From Mint Loan

Getting cash to solve your immediate financial needs just got easier with the newly launched Mint Loan App. Are you one of those in need of some money urgently but do not want to go through the hassle of traditional banking? If yes, then read this guide that will teach you how to borrow money from Mint Loan among other functions.

Unexpected financial needs are bound to arise at any time. And when they do, people have no option but to seek assistance from others. This most times is not the best solution because it is laced with so many challenges. Getting funds from traditional banks usually takes a long time and one is subjected to long processes and documentation.

Therefore the fastest solution is to get money from an online loan app. And the Mint Loan App has proven to be one of the best in Nigeria recently. In this article, you will learn the reasons why it is the best and how to borrow money from Mint Loan. You will also find other important information about this loan app. So, let’s get started right away.

About Mint Loan


Mint Loan is one of the new loan apps in Nigeria. It is a financial company that provides short-term loans to individuals at a competitive interest rate. With this company, you do not have to bother about waiting in long queues or traveling a long distance to apply for a loan. This is because it is purely an online platform hence all of its activities are done on the mobile app.

The app can be downloaded on all your mobile devices and used from the comfort of your home or office. It has a user-friendly interface hence anyone can use it easily. It is important to note at this Juncture that the Mint Loan App is different from Mint Loan and Mint The former works in Nigeria while the latter are for the United Arab Emirates and India respectively. Before we look at how to borrow money from Mint Loan, let us see what will be required of you.

Requirements To Get A Mint Loan In Nigeria


To be eligible to get a loan from this loan company, you are required to fulfill or provide the following requirements.

  • You must be a citizen of Nigeria.
  • You must not be less than 18 years of age.
  • You must also have an active bank account in Nigeria. This could be from any bank of your choice. The reason for this could be to ensure that you are eligible to own a bank account in Nigeria.
  • You are also required to have an active email address.
  • You should possess an active Nigerian phone number.
  • You will also be required to provide your Bank Verification Number (BVN). Hence this is not one of the loan apps without BVN in Nigeria.
  • Must have a Good Credit History: this means that you must not have any outstanding debt with any financial company. And should have a record of repaying loans on time.

Now that you have seen the requirements, if you know you are eligible and you want to borrow, read the next paragraph to see how to borrow from Mint Loan.

How To Borrow Money From Mint Loan


To get a loan from this app, take the following steps;

Step 1: Download And Install The App

The first step to fo is to get the Mint Loan mobile app as all activities involved in getting the money take place on the app. The app can be downloaded from Google Play Store or App Store for Android and Apple devices respectively. After downloading it, open the app and click on Install to get it installed on your mobile device.

Step 2: Sign Up To Create An Account

Now launch the app and click on the sign up button. With this, you will begin the account creation prices by entering your details as you will be prompted. Some of the required details are your name, phone number, email address, BVN, and so on. You will also be required to set up a password that will be used whenever you want to log in to the app.

Step 3: Apply For A Loan

On the homepage of the app, you will see a “borrow loan” icon. Click on it to begin the loan application process. Follow the prompts to enter the amount that you wish to borrow. If you are not eligible for such an amount, the app will notify you.

Step 4: Submit Your Application

After filling out all the required details into the feeds as prompted. Click on “submit” to complete the process. With this, the management of the company will automatically get your application and process it.

How Long Does It Take To Get A Loan From Mint Loan?


The loan process as we have seen is fast and easy. So also is the disbursement process. After submitting your application, the company will take a maximum of 30 minutes to process and disburse the funds to your provided bank account. It could take a lesser time but usually not more than 30 minutes.

What Is The Interest Rate For Mint Loan App?


As was noted earlier, the Mint Loan App has one of the lowest interest rates among online loan companies. It charges between 12% and 18% interest rates depending on the amount that is borrowed and your credit score. For this reason, it is said that the company has a competitive interest rate.

How Much Can I Borrow From The Mint Loan App?


Mint Loan app offers its loan seekers up to ₦300,000 instant loans. Even more interesting is that you do not need collateral or any form of paperwork. Everything is done online with the mobile app.

It will also excite you to know that you will be given between 91 to 360 days to repay your loan. The length of the repayment time depends on the amount that the individual is approved for.

Benefits Of Mint Loan


Below are some of the benefits of using the Mint Loan App.

  • It is a no-scam zone because it is a legitimate company registered with the Corporate Affairs Commission of the country.
  • The app can be accessed at all times (24/7).
  • It is convenient and easy to use.
  • Fast loan process
  • Transparent and competitive interest rates.
  • Transparent privacy policy.

How To Contact Mint Loan.


Mint loans can be contacted in two ways. You can visit their office at 52 IJIAYE ROAD, OGBA-IKEJA, LAGOS STATE, Nigeria. Or send an email to Here all your questions, queries, and inquiries will be attended to.

Does Mint Loan Have A USSD Code?


No, as of the time of writing this article, the company does not have a USSD code.

Is Mint Loan Safe?


Yes, the Mint Loan app is safe. It is duly registered and licensed. And it has a privacy protection policy that ensures that the personal details of every customer are protected.



The Mint Loan app is a convenient way to get cash in times of need at a low-interest rate. It has a streamlined application process and an easy disbursement process. We have given you the details of how to apply for a Mint Loan. I hope this will guide you as you start your application soon.

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